Naufal, Yamani, Muhammad Fahmi Nurani, and Astri Wahyuni. “Perbandingan Konseptual Biaya Dan Permanfaatan Kartu Kredit Syariah Dan Konvensional ”. Falah: Jurnal Hukum Ekonomi Syariah 5, no. 2 (December 26, 2023): 59-65. Accessed July 27, 2026. https://journal.almaarif.ac.id/index.php/falah/article/view/240.